Graham Mundy, 52, of Old Blandford Road, Salisbury, and Joanna Beames, 34, of the same address, have each been jailed for 26 months after pleading guilty to fraud by false representation and perverting the course of justice at Salisbury Crown Court in December.
In February 2019, we received a call from Mundy to report a high value burglary of his property at Caddens, Homington, where it was alleged that property including watches, jewellery and laptops worth in excess of £120,000 had been stolen. Mundy’s insurance company (Chubb) paid a settlement of £121,248.31 to Mundy in March 2019.
However, an investigation into the burglary showed that Beames had already made an insurance claim for one of the diamond rings the year before. An examination of the photos of the rings and the certificates showed that they had been taken after it was alleged to have been lost. As a result, a warrant was executed at the address in Homington in August 2019 where most of the property that was alleged to have been stolen during the burglary was found and seized.
“This may be perceived as a victimless crime and the desperate actions of two people in financial difficulty but it is a very serious offence and incidents like this cost the insurance industry millions of pounds every year, not to mention the wasting of police time to investigate what was believed to be a significant burglary, time that could have been better spent elsewhere in our community.
“I hope today’s sentence will act as a strong deterrent to those who contemplate this as a legitimate option to get themselves out of financial difficulty. There are always better options than turning to crime and charities on hand to provide the right support.”
A spokesperson for Chubb said: “Chubb works closely with law enforcement to apprehend and prosecute those who commit insurance fraud.
“Together, we can protect innocent customers from the impact of fraudulent claims.”