Luke Barling, 49, of Blenheim Road, was charged with three counts of money laundering following an investigation by detectives from the Kent and Essex Serious Crime Directorate.
The money is believed to be linked to alleged fraud offences committed by unknown suspects against 16 victims, most of them elderly, between February and July 2020.
Mr Barling has received a summons to appear at Medway Magistrates’ Court on Thursday 2 March 2023.