Martin Lewis Uncovers Hidden Council Tax Discount Saving Thousands
As council tax bills edge higher, Money Saving Expert Martin Lewis has revealed a little-known discount that could slash bills by 25%. The Severe Mental Impairment (SMI) council tax discount is flying under the radar — but for those eligible, it could save thousands annually.
SMI Discount: The Overlooked Money-Saver
Lewis warns this crucial discount is so obscure that even some council offices aren’t aware of it. An estimated 100,000 eligible people are missing out. The SMI discount offers a substantial 25% cut for households where someone suffers from severe mental impairment.
“Many don’t know this exists, and it’s a major oversight,” Lewis said.
Who Qualifies? How To Claim Your Discount
- If one adult in your household has SMI and is exempt from council tax, the other adult can claim the single person’s 25% discount.
- The discount can be backdated, meaning you could get big refunds.
- To apply, print the form from the Welsh Government website, get your doctor’s diagnosis, then submit it to your local council tax office.
- Once approved, the discount applies automatically every year — no need to reapply annually.
Other Council Tax Exemptions and Discounts
Besides the SMI discount, several groups pay no council tax at all. This includes people under 18, full-time students, student nurses, live-in carers, diplomats, and apprentices on specified schemes. Plus, those living alone or with council tax ‘disregarded’ individuals get a 25% discount.
Martin Lewis Champions Crucial Financial Relief
With council tax rises looming large, Lewis’s spotlight on the SMI discount is a lifeline for struggling households. By raising awareness of this overlooked benefit, he hopes thousands will finally get the support they’re entitled to — easing the growing burden across the UK.
